The health insurance industry is built to sell you. Not to protect you.

Sovra is the first AI powered health insurance advisory built to operate free from all bias and confusion. A new and simple way to shop for health insurance.

Free. No salespeople. No data selling.

Real advisory sessions (details anonymized) 1 / 5

Does this sound familiar?

You've been through this. Most Americans have.

You called your insurance and found out your surgery, procedure, or prescription was not covered. Nobody told you that when you signed up.

Your high deductible plan does not give you coverage for anything until you pay thousands of dollars out of pocket first.

Your prescriptions are not covered and you found out at the pharmacy counter, not before you enrolled.

Someone sold you a plan over the phone that sounded comprehensive. Now nothing gets approved and every claim comes back denied.

You have no idea if your plan is real coverage or not. Nobody has ever explained it to you clearly.

You are paying $300 or more a month for a plan you have never been able to actually use.

Sovra was built for exactly this.

Your insurance agent works for commission, not for you.

01 / The problem

Commission-driven bias.

Agents have a financial incentive to place you on a specific plan that might not be the best for you. Sovra has no carrier relationships and no bias to steer you into plans. Our model will analyze your needs and put you in your objectively best position possible.

02 / The deception

The confusion & junk plan epidemic.

Millions of Americans unknowingly pay monthly premiums for plans they don't understand: no out-of-pocket maximums, prescription coverage, or real financial protection.

03 / The solution

One honest advisor.

Built on thousands of real consultations. Sovra understands your situation and knows exactly how to navigate you without confusion or bias. Sovra helps you achieve lower premiums, doctors in network, prescriptions covered, and real insurance. We are set out to repair the insurance industry one enrollment at a time.

The health insurance industry has failed the American people.

Sovra is set out to repair this trillion dollar industry problem. Learn more about this problem here →

Step 1 of 7

What state are you in?

Sovra is launching in Florida, Georgia, and Texas first. More states are coming soon.

Step 2 of 7

Your ZIP code?

Determines which specific carriers and plans are available in your area.

ZIP Code

Step 3 of 7

Who needs coverage?

Add yourself first, then anyone else who needs a health insurance plan. Sovra needs each person's age to quote your plans accurately.

Does anyone applying use tobacco?

Step 4 of 7

Current insurance situation?

Be honest here. This is how Sovra identifies if you are being overcharged or underprotected right now.

Step 5 of 7 -- Most Important

Household income this year?

Your best estimate of this year's total pre-tax household income. This one number decides your monthly premium. Most people qualify for more help than they expect.

Annual Household Income

Not sure of the exact number? Your best estimate is fine. Sovra will help you confirm during your session.

Step 6 of 7

Why are you looking for coverage right now?

This helps Sovra understand your situation and urgency before your session begins.

Step 7 of 7

Almost there. A few final details.

Sovra will send your best plans to your email so you can sign in anytime and keep working through them. Add a mobile number and you’ll get them by text during the call too.

Email address *

Your plans and no-password sign-in link go here, so you can come back and keep talking with Sovra about them

✓ Never sold, never spam.

Mobile phone number (optional)

Optional — add it and Sovra also texts your plans to your phone during the call. No robocalls.

Questions? Email [email protected]

S

Your advisor is ready.

Sovra has reviewed your information. One click to start -- your conversation is private and never sold.

Sovra is an AI advisor built to recommend the best possible plan for your situation. AI can make mistakes. Your conversation is private.

Live Transcript

Your conversation will appear here as you speak.

Your coverage options

Here are your best plans.

Ranked by Sovra · Verified plan data

Sovra, operated by Covered America LLC, offers enrollment in Qualified Health Plans and is not the Health Insurance Marketplace®. For information on enrolling directly, visit HealthCare.gov.